
Deadly Weapons Protection
Deadly weapons protection insurance is a growing category of insurance. This type of insurance may also be referred to as active assailant insurance, or active shooter insurance.
Deadly Weapons Protection Insurance
Deadly weapons protection insurance is a growing category of insurance. This type of insurance may also be referred to as active assailant insurance, or active shooter insurance. Deadly weapons protection insurance helps to protect a business from losses that might occur as a result of an active shooter or active assailant scenario, in which a business suffers damages due to an incident that occurs on its premises.
Coverage
100% underwritten by certain underwriters at Lloyd's.

Active Shooter Insurance Coverage
Active assailant insurance can help to cover a number of direct and indirect costs to your business after a deadly weapons incident.
Examples of these expenses can include, but are not limited to:
- Damage to your property
- Business Interruption
- Lack of access to your property/ premises due to incident-related site closure(s)
- Additional business recovery expenses
- Consulting, public relations and media expenses
- Relocation expenses
- Counseling for victims
- Employee training
- Security
- Medical expense
Violent Malicious Acts Insurance vs Deadly Weapons Protection
Violent malicious acts insurance, also called VMA insurance, offers similar coverage to Deadly Weapons Protection insurance. Increasingly, violent malicious acts insurance and active assailant insurance have merged into the deadly weapons protection coverage category. Violent malicious acts insurance may be used to cover events as well as businesses.
Who needs deadly weapons protection insurance?
Eligible risks for deadly weapons protection insurance include event centers, stadiums, schools, businesses, or performance venues. Religious organizations may also wish to consider some form of violent malicious acts insurance or deadly weapons insurance.
Unfortunately, as active shooter events increase in regularity, businesses must consider how to prepare and protect themselves from the consequences of unexpected, tragic events.
What is the difference between Workplace Violence Insurance and Deadly Weapons Protection Insurance?
Workplace violence insurance typically offers coverage for losses related to an incident of violence or a threat of violence that occurs at a workplace or work site. Workplace violence insurance coverage is designed for businesses or workplaces, and may also include coverage for intimidation, threatening behavior or abuse.
Deadly Weapons Protection insurance or active shooter insurance requires an active shooter incident to occur in order to take effect. Losses due to threats would not typically be covered under a deadly weapons protection policy.
Active Shooter Insurance for Schools
Increasingly, schools, including public and private schools as well as school districts, have an interest in protecting themselves from potential deadly weapons incidents that could occur on campus.
As a form of active shooter liability insurance, deadly weapons protection insurance can help a school or other organization survive the financial aftermath of a deadly weapons attack.
Find the right Active Shooter Insurance Program
If you are a broker looking to place active assailant insurance coverage for a client, consider placing an active shooter insurance policy through WeatlhGuard Insurance Group's Lloyd's backed program for Deadly Weapons Protection. Our program offers flexible coverage, and is designed to meet the specific needs of the insured.
Active Shooter Insurance Application
Our office can provide an active shooter insurance application for our Deadly Weapons Protection program. In addition to standard questions, the application also contains questions regarding location security and the status of any current incident preparedness training. To request an application, please complete our Deadly Weapons Protection Program contact form on this page.



Highlights
Contact WealthGuard below to learn more about our Deadly Weapons Protection Insurance program and to discuss coverage options for your business.